[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hass.cz\/rozdil-mezi-leasingem-a-pujckou-na-auto\/#Article","mainEntityOfPage":"https:\/\/www.hass.cz\/rozdil-mezi-leasingem-a-pujckou-na-auto\/","headline":"Rozd\u00edl mezi leasingem a p\u016fj\u010dkou na auto","name":"Rozd\u00edl mezi leasingem a p\u016fj\u010dkou na auto","description":"Dostali jste se do situace, kdy pot\u0159ebujete nov\u00e9 auto. A m\u00e1lokdo, kdo se v t\u00e9to situaci ocitne, m\u00e1 n\u011bkolik set tis\u00edc na to, aby si koupil nov\u00e9. N\u011bkdo zkr\u00e1tka nem\u00e1 ani n\u011bkolik des\u00edtek tis\u00edc, aby si koupil ojet\u00e9 auto. A koupit ojetinu za p\u00e1r tis\u00edc? To je velk\u00fd risk, a pravd\u011bpodobn\u011b v\u00e1m auto doslou\u017e\u00ed d\u0159\u00edve,...","datePublished":"2023-12-17","dateModified":"2024-01-18","author":{"@type":"Person","@id":"https:\/\/www.hass.cz\/author\/#Person","name":"","url":"https:\/\/www.hass.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hass.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hass.cz\/wp-content\/uploads\/eduardo-flores-xpcUYaZtplI-unsplash.jpg","url":"https:\/\/www.hass.cz\/wp-content\/uploads\/eduardo-flores-xpcUYaZtplI-unsplash.jpg","height":0,"width":0},"url":"https:\/\/www.hass.cz\/rozdil-mezi-leasingem-a-pujckou-na-auto\/","about":["Spole\u010dnosti"],"wordCount":408,"articleBody":"   Dostali jste se do situace, kdy pot\u0159ebujete nov\u00e9 auto. A m\u00e1lokdo, kdo se v t\u00e9to situaci ocitne, m\u00e1 n\u011bkolik set tis\u00edc na to, aby si koupil nov\u00e9. N\u011bkdo zkr\u00e1tka nem\u00e1 ani n\u011bkolik des\u00edtek tis\u00edc, aby si koupil ojet\u00e9 auto. A koupit ojetinu za p\u00e1r tis\u00edc? To je velk\u00fd risk, a pravd\u011bpodobn\u011b v\u00e1m auto doslou\u017e\u00ed d\u0159\u00edve, ne\u017e byste si p\u0159edstavovali, a vy budete zase na za\u010d\u00e1tku. Pokud v t\u00e9to situaci jste, m\u00e1te n\u011bkolik mo\u017enost\u00ed. M\u016f\u017eete si v bance za\u017e\u00e1dat o p\u016fj\u010dku na auto, nebo si vz\u00edt auto na leasing.Jak\u00fd je v tom ale rozd\u00edl?P\u016fj\u010dka je asi nej\u010dast\u011bj\u0161\u00ed zp\u016fsob financov\u00e1n\u00ed nov\u00e9ho vozidla. Nejv\u011bt\u0161\u00ed v\u00fdhoda? Jste majitelem vozu hned, jak p\u0159ed\u00e1te pen\u00edze prodejci auta a podep\u00ed\u0161ete p\u0159\u00edslu\u0161n\u00e9 dokumenty. Pokud m\u00e1te dobrou bonitu, nejste po insolvenci nebo nem\u00e1te exekuce, a z\u00e1rove\u0148 m\u00e1te slu\u0161n\u00e9 p\u0159\u00edjmy, je pravd\u011bpodobn\u00e9, \u017ee v\u00e1m ve va\u0161\u00ed bance financov\u00e1n\u00ed nab\u00eddnou. Banka v\u00e1m obvykle nab\u00eddne nejni\u017e\u0161\u00ed poplatky spojen\u00e9 s p\u016fj\u010dkou a tak\u00e9 nejni\u017e\u0161\u00ed \u00faroky. Probl\u00e9mem ale m\u016f\u017ee b\u00fdt to, \u017ee banka si sv\u00e9 klienty p\u0159\u00edsn\u011b prov\u011b\u0159uje. Pokud uvid\u00ed sebemen\u0161\u00ed probl\u00e9m, nebo se j\u00ed nebudou zd\u00e1t va\u0161e p\u0159\u00edjmy, p\u016fj\u010dku nedostanete.Z tohoto pohledu se zd\u00e1 b\u00fdt v\u00fdhodn\u011bj\u0161\u00ed finan\u010dn\u00ed leasing. Leasingov\u00e9 spole\u010dnosti si neprov\u011b\u0159uj\u00ed z\u00e1jemce o koupi tak podrobn\u011b, jako banky. Proto zde sp\u00ed\u0161 m\u00e1te mo\u017enost z\u00edskat auto. Co pro n\u011bkoho m\u016f\u017ee b\u00fdt nev\u00fdhodn\u00e9 je to, \u017ee po dobu spl\u00e1cen\u00ed nejste majitelem vozu. Majitelem vozu je d\u00e1le leasingov\u00e1 spole\u010dnost, ov\u0161em ve\u0161ker\u00e9 n\u00e1klady, jako jsou opravy a \u00fadr\u017eba, hrad\u00edte vy. Z\u00edskat auto na leasing je ale snaz\u0161\u00ed a je velmi pravd\u011bpodobn\u00e9, \u017ee dojde ke schv\u00e1len\u00ed. \u010casto ale mus\u00edte slo\u017eit akontaci, kter\u00e1 je t\u0159eba 10 a\u017e 30 % z celkov\u00e9 ceny vozidla. A ne ka\u017ed\u00fd m\u00e1 takovou mo\u017enost. Pokud jste podnikatel a berete si auto na leasing, m\u00e1te mo\u017enost t\u00edm z\u00edskat da\u0148ovou \u00falevu, co\u017e ur\u010dit\u011b nen\u00ed zanedbateln\u00e1 v\u00fdhoda. Pokud byste cht\u011bli auto na leasing, zkuste nez\u00e1vazn\u011b leasingovou kalkula\u010dku.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Rozd\u00edl mezi leasingem a p\u016fj\u010dkou na auto","item":"https:\/\/www.hass.cz\/rozdil-mezi-leasingem-a-pujckou-na-auto\/#breadcrumbitem"}]}]